How is the $3 transaction fee processed?

The transaction fee is generated as a separate transaction when the payment is submitted and it is scheduled for a week after the payment's scheduled date.  We schedule the transaction fee for a week later so that we don't debit your account prior to the deposit and so that if the payment doesn't clear we still have time to void the transaction fee before it begins processing.  So the full transaction will be processed and deposited and then a few business days later the debit for the transaction fee would occur.

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