How long does it take for a payment to show up on my credit report?

We report payments to our partner credit bureaus once per month so it may take 2-3 months for payments to begin appearing on your credit report. 

 

We report payments around the 15th of the month for the prior month and then the bureau(s) may take a few weeks to update their system(s).  For example, for a payment submitted in October we will report the payment around November 15th and then the bureau(s) will take time to update their system.

 

Please be sure to allow at least 2-3 months for activity to start appearing on your credit report.  Thank you.